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Personal Instalment Loan

Borrow up to AMD 15,000,000 with flexible repayments and no service fees

Get the funds you need for anything from business investments to home renovations with a personal loan from HSBC. We offer quick credit decisions, competitive interest rates and no annual service fees.


  • Borrow up to AMD 15,000,000
    Your maximum loan amount will be calculated according to your account status and average monthly income.
  • Apply online option
    Apply online for personal loan from everywhere without visiting Bank.

Interest rates

Customer segment Annual nominal interest rate* Annual percentage rate
Mass   17% 18.72% - 23.25%
Plus / Status  16%   17.27% -19.60% 
Customer segment Mass  
Annual nominal interest rate* 17%
Annual percentage rate 18.72% - 23.25%
Customer segment Plus / Status 
Annual nominal interest rate* 16% 
Annual percentage rate  17.27% -19.60% 

* Attention: The nominal interest rate may be changed by the bank in case of bank retail base rate changes. 

Important:The interest amount of the loan is calculated based on the annual nominal interest rate. The annual percentage rate (APR) indicates how much the loan would cost to the borrower in case of repayment of the interest amount and other payments under the defined timeline and terms.

Loan interest rate is floating for loans with repayment terms in excess of 36 months. This floating interest rate is applicable during whole agreement period.

Product overview



Additional information

How to apply

Apply online

Complete our simple form to apply anytime, anywhere.

Apply by phone

Call our contact centre on +374 60 655 000 or fill in a callback request form.

Apply in branch

If you would prefer to visit your local HSBC branch, our staff will be glad to give you further information and help to process your application.

Things you should know

Financial directory (website in Armenian)

Your Financial Directory is an electronic search and comparison tool for services offered to individuals to ease the process of making the most effective choice for you.

In case of discrepancies between Armenian and English versions, the Armenian version shall prevail.

1 Persons with minimum 1 year of residence in Armenia proven by respective documents are considered as Armenian residents.

2 Customer's overall monthly income should not be less than AMD 100,000.

3 The requirements on salary transfer to your account with the bank will be communicated to you during the loan approving process.

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Last updated on: 18.12.23, 08:46

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