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International Visa Plus ATM Debit Card

Access to your money worldwide

HSBC International Visa Plus ATM Card

If you want peace of mind that you won't be left stranded without money abroad then the international debit card is for you. Offering access to your money on ATMs worldwide and online telephone and phone banking services.

Benefits

With an HSBC Debit Card you will get:

  • Easy access to your funds
    Get access to your cash with your ATM card both in Armenia and abroad in over 162 countries and regions in the world.
  • Easy control of your funds
    Manage your accounts with your ATM card, make transfers between your accounts, print statement containing 8 recent transactions and more.
  • Free of charge encashment
    Enjoy free of charge encashment from HSBC Bank Armenia at over 50 ATMs.
  • Convenience and flexibility
    Have up to 3 accounts linked to your ATM card and choose the account your funds will be debited from.
  • Free of charge ATM card
    Get your ATM card free of charge and for an unlimited period.
  • Free of charge transactions
    Effect free of charge transactions at HSBC Bank Armenia ATMs, such as cash withdrawals, cash deposits, transfers between accounts and balance enquiries 24 hours in a day, 7 days a week.
  • No interest
    No interest is paid on credit balance of accounts (savings, current) attached to the card.
  • Card currency
    Your ATM  card currency is the same as the account currency to which the card is linked

Terms of International VISA PLUS ATM card

Service Fee
ATM card issuance fee Free

Terms of International VISA PLUS ATM card

Service ATM card issuance fee
Fee Free
Card monthly service fee
Service Fee
Individuals Free
Sole entrepreneurs AMD 1,0001
Additional card issuance fee AMD 3,000
Card monthly service fee
Service Individuals
Fee Free
Service Sole entrepreneurs
Fee AMD 1,0001
Service Additional card issuance fee
Fee AMD 3,000
Additional card service fee
Service Fee
Individuals (applied annually) AMD 6,000
Sole entrepreneurs (applied monthly) AMD 1,000
Card replacement AMD 3,0002
Transfer of funds between accounts held at the bank Free
Additional card service fee
Service Individuals (applied annually)
Fee AMD 6,000
Service Sole entrepreneurs (applied monthly)
Fee AMD 1,000
Service Card replacement
Fee AMD 3,0002
Service Transfer of funds between accounts held at the bank
Fee Free
Daily transfer limit via Bank ATMs (in AMD)
Service Fee
Individuals AMD 1,000,000
Sole entrepreneurs AMD 3,000,000
Cash withdrawal when using Bank's and Ameriabank's ATMs Free
Daily transfer limit via Bank ATMs (in AMD)
Service Individuals
Fee AMD 1,000,000
Service Sole entrepreneurs
Fee AMD 3,000,000
Service Cash withdrawal when using Bank's and Ameriabank's ATMs
Fee Free
Cash withdrawal daily limit (in AMD)
Service Fee
Individuals AMD 500,000
Sole entrepreneurs AMD 500,000
Fee for each cash withdrawal at other banks' ATMs AMD 2,000
Cash withdrawal daily limit (in AMD)
Service Individuals
Fee AMD 500,000
Service Sole entrepreneurs
Fee AMD 500,000
Service Fee for each cash withdrawal at other banks' ATMs
Fee AMD 2,000

1 Monthly service fee is charged at the beginning of each month for the preceding month.

2 No charge will be applied, if card replacement is done via Online, Mobile or Phone Banking services. Card will be sent to the branch of your choice within 3 - 5 working days after receipt of the request.

Things you should know

International VISA PLUS ATM card is provided in case you have a current 3, savings 3 or minor 3 account in our bank. You can choose to have two accounts attached to one ATM card, and up to two additional ATM cards attached to your account.

Additional information on International Visa Plus ATM Card is available under Terms and Conditions.

Financial directory (website in Armenian)

Your Financial Directory is an electronic search and comparison tool for services offered to individuals to ease the process of making the most effective choice for you.


3 You can familiarise yourself with the International Visa Plus ATM Card provision terms and conditions for the mentioned accounts, the list of required documents for respective accounts opening, as well as accounts opening and closing procedures in that account-related part of our website (links to the respective pages are available above).

Deposit compensation guaranteed limits

Funds in bank accounts are guaranteed by the Deposit Guarantee Fund of Armenia in accordance with RA Law on Guaranteeing Compensation of Bank Deposits. Amounts of guaranteed deposits defined by the law are as follows.4

  • If you have only a dram denominated bank deposit in the bank, the maximum amount of the guaranteed deposit is AMD 16 million
  • If you have only a foreign currency denominated bank deposit in the bank, the maximum amount of the guaranteed deposit is AMD 7 million
  • If you have dram and foreign currency denominated bank deposits in the bank, and the dram denominated deposit exceeds AMD 7 million, only up to AMD 16 million of the dram denominated deposit is guaranteed
  • If you have dram and foreign currency denominated bank deposits in the bank, and the size of the dram denominated bank deposit is less than AMD 7 million, subject to guarantee is the full amount of the dram denominated bank deposit and the foreign currency denominated bank deposit in the amount which is equal to the difference between AMD 7 million and the reimbursed dram denominated bank deposit.

 

 4 For more details, please visit www.adgf.am, the official web site of the Deposit Guarantee Fund of Armenia.

Important notice

A customer's right to manage their bank account and the funds available on it can be restricted due to decisions issued by the Judicial Acts Compulsory Enforcement Service or tax authorities based on court verdict. The customer may be informed about this after the bank has executed the decision on hold.

Levy of monetary funds without order of the customer can be executed on decisions issued by Judicial Acts Compulsory Enforcement Service and tax authorities based on court verdict. The customer may be informed about this after the bank has executed the decision on levy of funds from the customer's account.

Frequently asked questions

Apply by phone

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Last updated on: 29.01.24, 05:28

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