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Take a closer look

Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions

Enjoy convenience, flexibility and advanced security on all your online transactions

Card currency and coverage

  • AMD

  • Worldwide

Can you apply?

Quick check

You can check the full eligibility criteria later

  • For new and existing HSBC Armenia customers (Current or Savings account holders)

  • With registered monthly salary/income or average balance in the Bank/other local banks as per the Bank requirements

  • Must be an RA resident

  • Aged between 18 and 65


Additional benefits

Terms and conditions apply

  • Instant confirmation of card transactions through free SMS service

  • Additional protection with Mastercard Securecode

  • Enjoy discounts at more than 100 sales and service centres in Armenia

  • Contactless transactions

  • Grace period for up to 45 days


  • Annual nominal interest rate 18%

  • APR starting from 21.01%

  • Monthly service fee AMD 1,000 (annual fee AMD 12,000)

Credit limit

Up to AMD 1 million

What's next?

Please read the full product information before you apply

(Application form in Armenian)