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Loan repayment

Loan repayment

The following repayment options are available for the borrowers:

  • Principal is repaid in equal monthly installments, while interest amount decreases with the repayment of a principal. Therefore, monthly repayments will decrease over the loan tenor.
  • Repayments are calculated on annuity basis, where both principal and interest monthly repayment amounts change over the loan tenor, while the total monthly repayment amount remains constant.

Note: Accrued interest for the loans in foreign currency is subject to repayment with the loan currency or in AMD along with the monthly principal amount.

In case you have outstanding obligations towards the creditor, the following repayment order will apply, when you fulfil your obligations:

  1. Penalties
  2. Interest
  3. Principal

Last updated on: 09.05.22, 05:59

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