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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions

Unlock a higher level of security, acceptance and exclusive privileges both at home and abroad

Card currency and coverage

  • AMD

  • Worldwide

Can you apply?

Quick check

You can check the full eligibility criteria later
  • For new and existing HSBC Armenia customers (Current or Savings account holders)

  • With registered monthly salary/income or average balance in the Bank/other local banks as per the Bank requirements

  • Must be an RA resident

  • Aged between 18 and 65


Additional benefits

Terms and conditions apply
  • Instant confirmation of card transactions through free SMS service

  • Free International Concierge service: travel assistance, leisure organizing, business services, roadside assistance both in Armenia and abroad

  • Travel insurance free package offering various insurance services, with up to USD 500,000 coverage worldwide

  • Card re-issue within 48 hours and emergency cash of up to USD 2,000 within 24 hours

  • 10 free access per year to airport business lounges in over 1100 airports around the world

  • Additional protection with Mastercard Securecode

  • Enjoy discounts at more than 100 sales and service centres in Armenia

  • Contactless transactions

  • Grace period for up to 45 days

  • 10 free access per year to the preferential lane of the airport security checkpoint via Fast Track service


  • Annual nominal interest rate 18%

  • APR starting from 19․99%
    19.99% for non-Status customers and 19.77% for Status customers (doesn’t include luxury privileges fee)

  • Monthly service fee AMD 5,000 for non-Status customers and
    AMD 2,000 for Status customers

Credit limit

Up to AMD 5 million (Up to AMD 10 million for Status customers)

What's next?

Please read the full product information before you apply

(Application form in Armenian)
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